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Understanding Healthcare Reform

Dave Villar is the President of Pacific Coast Benefits LLC, He was also a founder and partner of PDI Insurance Services. Dave is an active Member of the National Association of Health Underwriters and a member of the Anthem Blue Cross Agent Advisory Council. He has specialized in Employee Benefit Planning for businesses since 1987.

Fall 2011 Spotlight on Human Resources Healthcare Reform Article, Gilroy Today Summer 2011 Understanding Healthcare Reform: PART FIVE Healthcare Reform Article, Gilroy Today Spring 2011 Understanding Healthcare Reform: PART FOUR Healthcare Reform Article, Gilroy Today Winter 2010 Understanding Healthcare Reform: PART THREE Healthcare Reform Article, Gilroy Today Fall 2010 Understanding Healthcare Reform: PART TWO Healthcare Reform Article, Gilroy Today Summer 2010 Understanding Healthcare Reform: PART ONE Healthcare Reform Article, Gilroy Today

The HSA Solution 

Find out more about the advantages of an HSA qualified Health Plan!

Let us show you how to reduce your company's healthcare premiums by 20-60%*, offering your employees the same type of health coverage offered by IBM, Intel, Amazon.com and Whole Foods to their employees.

It is estimated within the next couple of years that 70% of all employers will offer their employees Health Savings Account (HSA) compatible health coverage. HSA compatible health coverage costs approx 20-60%* less than traditional HMO or PPO coverage. HSA compatible health coverage is offered by all leading healthcare providers including Aetna, Blue Cross, Blue Shield, Healthnet, Kasier and United Healthcare. Healthcare premium dollars saved by moving to HSA compatible health plan can be deposited Federal tax free into employee HSA accounts and taken as a business expense. HSA funds can then be used by your employees to pay for qualified medical, dental and vision expenses, alternative care, COBRA, Medicare and long term care premiums.